Get Debt Help

Consolidate & Reduce Debts

Into one monthly repayment.

  • Ideal for adverse credit history.
  • Legal protection from creditors.
  • Freeze interest and charges.
  • Write-off unaffordable debts.
  • Fixed repayment terms.
Check If You Qualify
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  • Free, Confidential & Secure Service

To find other sources of free advice visit MoneyHelper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by government.

What Debts Can We Help With?

Credit Cards

Council Tax/Rent Arrears

Utility Bills

Unsecured Loans

Store Cards

Overdrafts

Catalogs

Bailiffs

Debt Collectors

Benefit Over-payments

Business Debt

Invoices/ Bills

Get Debt Help

3 Steps to Consolidating Debt

If you’re looking to combine all your debts into one monthly repayment, a consolidation loan is not your only option.

1

💪 Start Your Journey

Complete our quick enquiry form or give us a call to get started. 

2

👋 Speak To An Expert

Find out which solutions you qualify for and understand how they work.

3

💆 Reclaim Your Peace of Mind

Using a tailored solution, we’ll help you start becoming debt-free. You could even have ann exact date you’ll be debt free!

Get Started

Here's an illustrative example of how a debt solution could help someone burdened by £32,000 in unsecured debts.

Dealing With £32,000 of Debt Alone

Repayments:

  • £270 credit cards
  • £433 unsecured loans
  • £105 store cards
  • £135 payday loans
  • £100 overdrafts

Total Monthly Repayments =
£1,043.00

Managing £32,000 of Debt Using a Tailored Solution

New structure: 

  • 1 repayment per month.
  • £359 payment covers all debts.
  • ALL interest and charges are frozen.
  • 48 months later the remaining debt is written off.

Total Debt Write off =
£14,768.00

Check if You Qualify

Debt Solution Advisor® is a trading style of J3 Debt Solutions Ltd. Visit J3 Debt Solutions – www.j3debt.co.uk.

J3 Debt Solutions (FRN933715) is an appointed representative of MoneyPlus Group Limited which is authorised and regulated by the Financial Conduct Authority. MoneyPlus Group Limited (07310059) registered office: Riverside, New Bailey Street, Manchester, M3 5FS

To find other sources of free advice visit MoneyHelper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by the government.

J3 Debt Solutions Limited is registered in Scotland, registered company address: Suite 144, 1 West Regent Street, Glasgow, g2 1rw, SCOTLAND company registration number SC612868, Information Commissioner’s Office registration number ZA474414. J3 Debt Solutions Limited is a firm of Licensed Insolvency Practitioners. Jamie Carmichael is authorised to act as an Insolvency Practitioner in the UK by the Institute of Chartered Accountants of Scotland. Our Professional Indemnity Insurer is CNA Insurance Company Limited, 13th Floor, 20 Fenchurch Street, London, EC3M 3BY and our Professional Indemnity Insurance policy number is 10321330. The territorial coverage is worldwide. The solutions on this page are only applicable if you reside in Scotland. We will only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for one of our insolvency solutions, therefore, all advice is given in reasonable contemplation of an insolvency solution

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