SHOULD I APPLY FOR AN IVA?

Find out if an IVA could help you take control of your finances.

*Please note, entering into a debt solution can affect your credit rating for at least 72 months, fees may be payable if ongoing services are provided. A follow up call will be required to confirm details outlined in your enquiry, at which point we will be able to discuss which solutions you qualify for.

To find other sources of free advice visit MoneyHelper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by the government.

HAVE A LOOK AT THE TYPES OF DEBT WE TYPICALLY DEAL WITH

Write off unaffordable debts.

Credit Cards

Council Tax / Rent Arrears

Utility Bills

Unsecured Loans

Store Cards

Overdrafts

Catalogues

Bailiffs

Debt Collectors

Benefit Overpayments

Business Debt

Invoices / Bills

*Please note, entering into a debt solution can affect your credit rating for at least 72 months, fees may be payable if ongoing services are provided. A follow up call will be required to confirm details outlined in your enquiry, at which point we will be able to discuss which solutions you qualify for.

WHY PEOPLE USE US AND WHY PEOPLE STAY WITH US

Heal your financial future.

Reach out by phone or complete our user-friendly online eligibility form to start your path towards a life free from overwhelming debt!

Say goodbye to overwhelming debt!

Our empathetic team listens and understands your unique needs, guiding you through every step with easy-to-understand information on available options.

We’ve been there.

With expert guidance, gain confidence to make informed decisions for a tailored solution. Goodbye sleepless nights, hello debt-free future!

LET'S SHOW YOU AN EXAMPLE OF A SOLUTION

UNSECURED DEBT BEFORE A SOLUTION
£32,000

 – – – – – – – – – – – – – – – – – – –
Multiple repayments to creditors
 – – – – – – – – – – – – – – – – – – –
£270 Credit Cards
£433 Unsecured Loans
£105 Store Cards
£135 Payday Loans
£100 Overdraft

TOTAL MONTHLY REPAYMENTS = £1,043.00

UNSECURED DEBT IN A SOLUTION
£32,000

 – – – – – – – – – – – – – – – – – – –
One monthly repayment
 – – – – – – – – – – – – – – – – – – –
Interest and charges are paused
In 60 months the outstanding debt is written off

NEW MONTHLY REPAYMENT = £359.00

POTENTIAL DEBT WRITE OFF = £10,460.00