We hope you find these

Useful Resources

R3 is the trade association for the entire community of the UK’s insolvency and restructuring professionals, whatever the size of their practice, their experience, or their specialism. View some of their useful resources here.

Is a Voluntary Arrangement Right for me?

Thinking about entering an individual voluntary arrangement (IVA)? This resource aims to help you understand what is involved before you commit yourself.

Creditors Guide to Fees (England & Wales)

This document provides guidance on how fees are determined for insolvency practitioners in voluntary arrangements in England and Wales.

Creditors Guide to Fees (Northern Ireland)

This document provides guidance on how fees are determined for insolvency practitioners in voluntary arrangements in Northern Ireland.

Individual Voluntary Arrangement (IVA) Protocol

This webpage provides a comprehensive guide to the rules and procedures governing IVAs in the context of UK insolvency law.

Options For Dealing With Your Debt

If you owe people money, you can make arrangements to pay your debts. Your options depend on the amount of money and assets you own. Learn more for free here.

These resources have been produced by the government to help you deal with debt and learn about your options yourself for free.